Governance
Accountability built into the architecture
Daraja Guarantee is governed for DFI-grade scrutiny — board oversight, investment committee approval on material decisions, and platform-enforced segregation of duties.
Board
Board governance
The Board of Daraja Guarantee PLC oversees strategy, risk appetite, and fiduciary duties to guarantee fund stakeholders. Independent non-executive directors strengthen compliance, ESG, and multilateral engagement — meeting the standards expected by DFIs and regulators.
Structure
Governance framework
Board of directors
Seven directors with development finance, governance, fintech, and African market expertise. See full profiles on the Board page.
Investment committee
Approves guarantee facilities, regulatory exports, and material portfolio decisions — logged in platform.
Compliance function
AML screening, audit log review, grievance resolution, and regulatory export coordination.
External audit
Annual financial and operational audit by a recognised firm, commencing ahead of the first full reporting year following pilot launch.
Platform controls
What the system enforces
- ✓ Insert-only audit log on all financial mutations
- ✓ Nine-role access control with database RLS
- ✓ Originator cannot approve own guarantee claims
- ✓ IC approval chain on regulatory data exports
- ✓ Immutable waterfall and recovery event history
- ✓ Borrower grievance workflow with resolution targets
Legal
Corporate information
- Legal entity
- Daraja Guarantee PLC (Mauritius)
- Domicile
- Mauritius (operational footprint: Africa)
- US registration
- Delaware C Corporation
- Pilot registrations
- Kenya · Tanzania · Liberia