For financial institutions
Grow lending capacity with first-loss guarantee support
Licensed MFIs and financial institutions partner with Daraja Guarantee to absorb calibrated first-loss risk, improve portfolio quality incentives, and access institutional reporting infrastructure.
Benefits
Why institutions partner with us
Risk sharing
First-loss and portfolio guarantee structures calibrated to partner PAR history and covenant performance.
Operational platform
Partner ledger, monthly statements, PAR alerts, and digital onboarding — not spreadsheet side agreements.
Claims & recovery
Documented claims workflow with segregation of duties, audit trail, and recovery reconciliation.
Regulatory-ready reporting
Exportable portfolio data and compliance artefacts for supervisor and funder review.
Accreditation
Partnership requirements
Structured onboarding aligned to pilot markets and expansion roadmap.
- ✓ Valid in-country licence and regulatory standing
- ✓ Master partnership agreement and covenant thresholds
- ✓ Segregation of duties for origination vs. guarantee claims
- ✓ Agreed reporting cadence and data quality standards
Become an accredited partner
Licensed MFIs and banks can submit an expression of interest online. Our team responds within five business days.